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What is a consumer reporting bureau intended for? A credit bureau is a company that collects and provides information on individuals. There are 3 major reporting bureaus that keep your history information: Experian, Equifax and TransUnion.

The information on reports and scores, collected by major bureaus, differs. So, bureau scores from agencies in Canada, Belgium, the UK and the USA vary. And our tables with scores contain just approximate information on these scores.

Along with the 3 bureaus (each is called a federal bureau, or a consumer bureau), you can contact a business score bureau. Monitor your business successfully thanks to a business score bureau. This provides information on business scores that are specially intended for your business.

Remember, you are entitled to three bureau reports for free each year. Feel free to request 3 bureau reports from each of the major reporting bureau (agencies). Periodically reviewing your report you prevent many problems, like an identity theft.

You will as well receive a free copy of your report and scores by writing to a national reporting bureau within 30 days of the rejection of a loan. People planning to apply for jobs in the next 60 days, also get a free report.

To learn more about reporting to major bureaus and our good score card offers, unsecured cards for bad score, and other types of bad score cards, no score cards and fair score cards, study our articles about finances and card fraud articles.